Risk vs Fate

I have things in my mind that requires time to solve and yet i am here doubting every single thing in life. Does it need to be that complicated? I am sure that i am a clear person with a mind that sort things out pretty well and yet i still have thoughts lingering around me. Is this life where sometimes the worst decision is actually made because decisions are simply too difficult to make? I wondered if i will regret what i am about to do soon. Hopefully this is a pretty picture and not a dark and Grey one that i will tear for. No matter what, i am clear that i will only tear and never cry hard. It is life, things happen and things goes wrong but sometimes they are pretty. We just need to move on with the wave. Though it is tough and cold in the sea but as long as we have hopes, we know that the wave will one day float us to the right way. I understand that fire is dangerous and i am playing with fire which probably if i get burn, i blame no one but me and myself. A friend told me life is a risk, die doing it or regret through life. Perhaps this friend of mine is right. Another friend tell me that life is written as a fate, no matter how far you run or go, it will return to you if it is yours. So one is risk and one is fate? Which is right when they both contradicts? If fate is there, should i risk since it will be mine anyway or if risk matters then fate does not determine at all, it is the courage i have today. How come am i feeling so strongly about things? Is this the destiny that is leading me? or am i just being naive, daring enough to place my life to fate? One will soon put their very precious to fate's hand and at the same time take the risk of their life. This is what we call a bet. Letting go fate and taking risk. Good luck